earnings
confidence high
sentiment positive
materiality 0.75
Muncy Columbia Financial Q4 net income $5.2M, EPS $1.47; FY EPS $5.33
MUNCY COLUMBIA FINANCIAL Corp
2024-FY EPS reported
$5.33
- Q4 2024 net income $5,224,000 ($1.47/share) vs net loss $1,186,000 ($0.41 loss) in Q4 2023.
- Full-year 2024 net income $19,023,000 ($5.33/share) vs $3,387,000 ($1.49) in 2023; ROAA 1.30% vs (0.35%).
- Net interest margin (FTE) 3.46% for 2024 vs 2.34% for 2023; equity/assets ratio 10.43% vs 9.38%.
- Non-performing assets rose to $10.1M (0.63% of assets) from $8.6M (0.53%) at Sep 30, 2024, driven by non-accrual loans.
- Book value per share $47.11 at Dec 31, 2024 vs $43.08 a year ago; dividends $1.76/share vs $1.71.