{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-25-004513","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.125344+00:00","generated_at":"2026-05-23T09:46:14.695644+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Muncy Columbia Q1 net income $4.3M ($1.23/sh) up 7.7% YoY; declares $0.50 special dividend","bullets":["Net income of $4.345M ($1.23/sh) vs $4.036M ($1.13/sh) in Q1 2024; ROAA 1.10% and ROAE 10.33%.","Net interest income up $1.933M to $13.868M; NIM expanded to 3.83% from 3.32%.","Non-interest expense rose $1.445M to $11.091M, including $1.295M one-time costs for Executive Chairman retirement.","Special one-time cash dividend of $0.50/sh declared, payable May 22 to holders of record May 6, 2025.","Non-performing assets increased to $12.3M (0.77% of assets) from $10.1M (0.63%) on higher non-accrual loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-25-004513","json":"https://secwatch.observer/filing/0001999371-25-004513.json","markdown":"https://secwatch.observer/filing/0001999371-25-004513.md","text":"https://secwatch.observer/filing/0001999371-25-004513.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000199937125004513/0001999371-25-004513-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000199937125004513/muncy-8k_042225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:46:14.695644+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}