{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-25-004544","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.656440+00:00","generated_at":"2026-05-23T09:01:32.445740+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"WNEB reports Q1 net income $2.3M; declares $0.07 dividend; authorizes 1M share buyback","bullets":["Net income $2.3M ($0.11 diluted EPS) for Q1 2025 vs $3.0M ($0.14) in Q1 2024; net interest margin up 8 bps to 2.49%.","Quarterly cash dividend declared at $0.07 per share, payable May 21, 2025 to holders of record May 7, 2025.","Board authorized new stock repurchase plan for up to 1.0M shares (~4.8% of outstanding), to commence after 2024 plan completes.","Total deposits grew $66M (+2.9%) to $2.3B; core deposits up $70.2M (+4.5%); loan-to-deposit ratio decreased to 89.3%.","Asset quality remains strong: nonaccrual loans at 0.29% of total loans, allowance for credit losses at 0.95%."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-25-004544","json":"https://secwatch.observer/filing/0001999371-25-004544.json","markdown":"https://secwatch.observer/filing/0001999371-25-004544.md","text":"https://secwatch.observer/filing/0001999371-25-004544.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000199937125004544/0001999371-25-004544-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000199937125004544/wneb-8k_042225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:01:32.445740+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}