---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-25-004544"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:01:32.445740+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# WNEB reports Q1 net income $2.3M; declares $0.07 dividend; authorizes 1M share buyback

## Summary
- Net income $2.3M ($0.11 diluted EPS) for Q1 2025 vs $3.0M ($0.14) in Q1 2024; net interest margin up 8 bps to 2.49%.
- Quarterly cash dividend declared at $0.07 per share, payable May 21, 2025 to holders of record May 7, 2025.
- Board authorized new stock repurchase plan for up to 1.0M shares (~4.8% of outstanding), to commence after 2024 plan completes.
- Total deposits grew $66M (+2.9%) to $2.3B; core deposits up $70.2M (+4.5%); loan-to-deposit ratio decreased to 89.3%.
- Asset quality remains strong: nonaccrual loans at 0.29% of total loans, allowance for credit losses at 0.95%.

## SEC filing metadata
- accession: 0001999371-25-004544
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000199937125004544/0001999371-25-004544-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000199937125004544/wneb-8k_042225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-25-004544
- JSON: https://secwatch.observer/filing/0001999371-25-004544.json
- Plain text: https://secwatch.observer/filing/0001999371-25-004544.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.