{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-25-005936","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2025-05-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.135624+00:00","generated_at":"2026-05-21T12:16:57.641306+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Tompkins Financial Q1 2025 EPS up 16.1% YoY; dividend raised 1.6%","bullets":["Diluted EPS $1.37 in Q1 2025 vs $1.18 a year ago, a 16.1% increase.","Loan growth 7.6% YoY; net interest margin expanded 25 bps from prior year.","Noninterest income grew 13.1% YoY; noninterest expense rose only 1.5%.","Cash dividend increased 1.6% vs Q1 2024, marking 36 consecutive years of increases.","Total capital ratio $170M above regulatory minimums; liquidity and capital ratios improving."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-25-005936","json":"https://secwatch.observer/filing/0001999371-25-005936.json","markdown":"https://secwatch.observer/filing/0001999371-25-005936.md","text":"https://secwatch.observer/filing/0001999371-25-005936.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000199937125005936/0001999371-25-005936-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000199937125005936/tmp_8k-051325.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T12:16:57.641306+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}