---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-25-005936"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2025-05-13T23:59:59+00:00"
generated_at: "2026-05-21T12:16:57.641306+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q1 2025 EPS up 16.1% YoY; dividend raised 1.6%

## Summary
- Diluted EPS $1.37 in Q1 2025 vs $1.18 a year ago, a 16.1% increase.
- Loan growth 7.6% YoY; net interest margin expanded 25 bps from prior year.
- Noninterest income grew 13.1% YoY; noninterest expense rose only 1.5%.
- Cash dividend increased 1.6% vs Q1 2024, marking 36 consecutive years of increases.
- Total capital ratio $170M above regulatory minimums; liquidity and capital ratios improving.

## SEC filing metadata
- accession: 0001999371-25-005936
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2025-05-13T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000199937125005936/0001999371-25-005936-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000199937125005936/tmp_8k-051325.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-25-005936
- JSON: https://secwatch.observer/filing/0001999371-25-005936.json
- Plain text: https://secwatch.observer/filing/0001999371-25-005936.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.