{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-25-009570","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.452491+00:00","generated_at":"2026-05-18T04:08:43.961910+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"WNEB Q2 2025 net income $4.6M ($0.23 EPS); NIM expands 31bps to 2.80%","bullets":["Net income rose to $4.6M ($0.23 diluted EPS) vs $3.5M ($0.17) in Q2 2024 and $2.3M ($0.11) in Q1 2025.","Net interest margin increased 31 bps sequentially to 2.80%; net interest income up 13.6% to $17.6M.","Total gross loans grew $22.1M (1.1%) to $2.1B; core deposits up $81.4M (5.2%) since Dec 2024.","Commercial & industrial loans rose $22.8M (10.8%); residential real estate loans up $29.7M (3.8%).","Quarterly cash dividend declared at $0.07/share, payable Aug 20, 2025 to holders of record Aug 6."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-25-009570","json":"https://secwatch.observer/filing/0001999371-25-009570.json","markdown":"https://secwatch.observer/filing/0001999371-25-009570.md","text":"https://secwatch.observer/filing/0001999371-25-009570.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000199937125009570/0001999371-25-009570-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000199937125009570/wneb-8k_072225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:08:43.961910+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}