---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-25-009570"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:08:43.961910+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# WNEB Q2 2025 net income $4.6M ($0.23 EPS); NIM expands 31bps to 2.80%

## Summary
- Net income rose to $4.6M ($0.23 diluted EPS) vs $3.5M ($0.17) in Q2 2024 and $2.3M ($0.11) in Q1 2025.
- Net interest margin increased 31 bps sequentially to 2.80%; net interest income up 13.6% to $17.6M.
- Total gross loans grew $22.1M (1.1%) to $2.1B; core deposits up $81.4M (5.2%) since Dec 2024.
- Commercial & industrial loans rose $22.8M (10.8%); residential real estate loans up $29.7M (3.8%).
- Quarterly cash dividend declared at $0.07/share, payable Aug 20, 2025 to holders of record Aug 6.

## SEC filing metadata
- accession: 0001999371-25-009570
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000199937125009570/0001999371-25-009570-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000199937125009570/wneb-8k_072225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-25-009570
- JSON: https://secwatch.observer/filing/0001999371-25-009570.json
- Plain text: https://secwatch.observer/filing/0001999371-25-009570.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.