secwatch.observer — SEC 8-K summary
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Issuer:     Western New England Bancorp, Inc. (WNEB)
CIK:        0001157647
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0001999371-25-009570
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

WNEB Q2 2025 net income $4.6M ($0.23 EPS); NIM expands 31bps to 2.80%
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- Net income rose to $4.6M ($0.23 diluted EPS) vs $3.5M ($0.17) in Q2 2024 and $2.3M ($0.11) in Q1 2025.
- Net interest margin increased 31 bps sequentially to 2.80%; net interest income up 13.6% to $17.6M.
- Total gross loans grew $22.1M (1.1%) to $2.1B; core deposits up $81.4M (5.2%) since Dec 2024.
- Commercial & industrial loans rose $22.8M (10.8%); residential real estate loans up $29.7M (3.8%).
- Quarterly cash dividend declared at $0.07/share, payable Aug 20, 2025 to holders of record Aug 6.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1157647/000199937125009570/0001999371-25-009570-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1157647/000199937125009570/wneb-8k_072225.htm
  HTML page:      https://secwatch.observer/filing/0001999371-25-009570

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