---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-25-016295"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2025-10-28T23:59:59+00:00"
generated_at: "2026-05-17T01:52:36.716095+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# WNEB Q3 net income $3.2M ($0.16 EPS) vs $1.9M ($0.09 EPS) year ago; declares $0.07 dividend

## Summary
- Net income $3.2M ($0.16 diluted EPS) for Q3 2025, up from $1.9M ($0.09 EPS) in Q3 2024; nine-month net income $10.1M ($0.50 EPS).
- Quarterly cash dividend of $0.07/share declared, payable Nov 26, 2025 to holders of record Nov 12, 2025.
- Total loans increased $60.8M (2.9%) from year-end; core deposits up $97.4M (6.3%).
- Net interest margin expanded to 2.81% (up 1 bp linked quarter); book value per share $11.89 vs $11.30 at Dec 31, 2024.
- Repurchased 499,853 shares at avg $9.31 during nine months; 972,465 shares remain under 2025 plan.

## SEC filing metadata
- accession: 0001999371-25-016295
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2025-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000199937125016295/0001999371-25-016295-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000199937125016295/wneb-8k_102825.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-25-016295
- JSON: https://secwatch.observer/filing/0001999371-25-016295.json
- Plain text: https://secwatch.observer/filing/0001999371-25-016295.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.