---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-26-000372"
form_type: "8-K"
ticker: null
cik: "0002066337"
company_name: "CNL Strategic Residential Credit, Inc."
filed_at: "2026-01-07T23:59:59+00:00"
generated_at: "2026-05-16T11:27:01.321669+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# CNL Strategic Residential Credit enters $15M revolving credit facility with Valley National Bank

## Summary
- Revolving line of credit for up to $15M; borrowing base is 60% of uncalled capital commitments before initial closing.
- After initial closing, borrowing base equals 100% of escrow funds held with UMB Bank.
- Interest rate is Term SOFR plus 2.75%; maturity date is December 31, 2026.
- Commitment fee of $37,500 paid; advances must be repaid within 90 days or at maturity.
- Proceeds from offering must be deposited into Valley Bank account as collateral for advances.

## SEC filing metadata
- accession: 0001999371-26-000372
- form_type: 8-K
- cik: 0002066337
- company_name: CNL Strategic Residential Credit, Inc.
- filed_at: 2026-01-07T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2066337/000199937126000372/0001999371-26-000372-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2066337/000199937126000372/cnl-8k_010526.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-26-000372
- JSON: https://secwatch.observer/filing/0001999371-26-000372.json
- Plain text: https://secwatch.observer/filing/0001999371-26-000372.txt

## Key facts
- Debt Financings
  CNL Strategic Residential Credit, Inc. incurred revolving credit of $15,000,000.00 with Valley National Bank at term secured overnight financing rate plus 2.75% maturing December 31, 2026.
  - Instrument: revolving credit
  - Principal: $15,000,000.00
  - Counterparty: Valley National Bank
  - Rate: term secured overnight financing rate plus 2.75%
  - Maturity: December 31, 2026
  - Event: incurrence
  source text: National Bank”) entered into a Loan and Security Agreement (the “Loan Agreement”) for a revolving line of credit (the “Line of Credit”) for up to Fifteen Million Dollars ($15,000,000.00), subject to the Company’s available borrowing base. Prior to the initial closing of the Company’s initial private offering (“Initial Closing”), available borrowing base will be
  evidence_url: https://www.sec.gov/Archives/edgar/data/2066337/000199937126000372/0001999371-26-000372-index.htm
- Material Agreements
  CNL Strategic Residential Credit, Inc. entered into Loan Agreement with Valley National Bank valued at $15,000,000.00 (effective 2025-12-31).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Valley National Bank
  - Value: $15,000,000.00
  - Effective: 2025-12-31
  source text: On December 31, 2025, CNL Strategic Residential Credit, Inc. (referred to herein as “we”, “us”, “our” or the “Company”) and Valley National Bank, a Tennessee banking corporation, (referred to as “Valley National Bank”) entered into a Loan and Security Agreement (the “Loan Agreement”) for a revolving line of credit (the “Line of Credit”) for up to Fifteen Million Dollars ($15,000,000.00)
  evidence_url: https://www.sec.gov/Archives/edgar/data/2066337/000199937126000372/0001999371-26-000372-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.