{"schema_version":"secwatch.filing_event.v1","accession":"0001999371-26-001799","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.623321+00:00","generated_at":"2026-05-16T07:26:00.928015+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"WNEB reports Q4 net income $5.2M ($0.26 EPS), up from $3.3M; dividend $0.07","bullets":["Net income for Q4 2025 $5.2M ($0.26 diluted EPS) vs $3.3M ($0.16) in Q4 2024; FY 2025 net income $15.3M ($0.75) vs $11.7M ($0.56).","Net interest margin expanded to 2.89% (tax-equivalent 2.91%), sixth consecutive quarter of growth; net interest income up 4.1% linked quarter.","Total loans increased $113.2M (5.5%) to $2.2B; core deposits up $111.9M (7.2%) to 70.8% of total deposits.","Declared quarterly cash dividend of $0.07/share, payable Feb 25, 2026 to record Feb 11, 2026.","Repurchased 599,853 shares during FY 2025 at avg $9.73; 872,465 shares remain under 2025 Plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001999371-26-001799","json":"https://secwatch.observer/filing/0001999371-26-001799.json","markdown":"https://secwatch.observer/filing/0001999371-26-001799.md","text":"https://secwatch.observer/filing/0001999371-26-001799.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000199937126001799/0001999371-26-001799-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000199937126001799/wneb-8k_012726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:26:00.928015+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}