---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-26-001799"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:26:00.928015+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# WNEB reports Q4 net income $5.2M ($0.26 EPS), up from $3.3M; dividend $0.07

## Summary
- Net income for Q4 2025 $5.2M ($0.26 diluted EPS) vs $3.3M ($0.16) in Q4 2024; FY 2025 net income $15.3M ($0.75) vs $11.7M ($0.56).
- Net interest margin expanded to 2.89% (tax-equivalent 2.91%), sixth consecutive quarter of growth; net interest income up 4.1% linked quarter.
- Total loans increased $113.2M (5.5%) to $2.2B; core deposits up $111.9M (7.2%) to 70.8% of total deposits.
- Declared quarterly cash dividend of $0.07/share, payable Feb 25, 2026 to record Feb 11, 2026.
- Repurchased 599,853 shares during FY 2025 at avg $9.73; 872,465 shares remain under 2025 Plan.

## SEC filing metadata
- accession: 0001999371-26-001799
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000199937126001799/0001999371-26-001799-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000199937126001799/wneb-8k_012726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-26-001799
- JSON: https://secwatch.observer/filing/0001999371-26-001799.json
- Plain text: https://secwatch.observer/filing/0001999371-26-001799.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.