---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-26-011044"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2026-05-19T15:14:11+00:00"
generated_at: "2026-05-19T15:15:20.949984+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q1 2026 EPS $1.82, up 33% YoY; raises dividend 8.1%

## Summary
- Q1 2026 diluted EPS $1.82, up 32.8% YoY; net interest margin expanded 59 bps.
- Full-year 2025 GAAP EPS $11.24; operating (non-GAAP) EPS $6.31, up 27% vs 2024.
- Loan growth 6.8% YoY; deposit growth 5.2% YoY; Tier 1 capital ratio 10.58%, up 14%.
- Cash dividend raised 8.1% vs prior year; 37 consecutive years of dividend increases.
- Book value $65.78, up 28% YoY; stock LTM total return 45.6% as of April 28, 2026.

## SEC filing metadata
- accession: 0001999371-26-011044
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2026-05-19T15:14:11+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000199937126011044/0001999371-26-011044-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000199937126011044/tmp-8k_051926.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-26-011044
- JSON: https://secwatch.observer/filing/0001999371-26-011044.json
- Plain text: https://secwatch.observer/filing/0001999371-26-011044.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.