---
schema_version: "secwatch.filing_event.v1"
accession: "0001999371-26-016255"
form_type: "8-K"
ticker: "WNEB"
cik: "0001157647"
company_name: "Western New England Bancorp, Inc."
filed_at: "2026-07-28T20:33:39+00:00"
generated_at: "2026-07-28T20:35:13.920624+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# WNEB Q2 net income falls to $3.6M ($0.18) from $4.6M ($0.23) YoY; declares $0.07 dividend

## Summary
- Net income of $3.6M ($0.18 diluted EPS) for Q2 2026 vs $4.6M ($0.23) in Q2 2025, down 22%.
- Net interest margin improved to 3.00% (tax-equivalent 3.02%) from 2.95% linked quarter.
- Board declared $0.07 per share quarterly cash dividend, payable Aug 26, 2026 to holders of record Aug 12, 2026.
- Repurchased 195,000 shares at avg $13.80 in Q2; 491,465 shares remain under 2025 Repurchase Plan.
- Total loans grew $9.9M (0.5%) to $2.2B; core deposits 69.4% of total deposits; nonaccrual loans 0.35%.

## SEC filing metadata
- accession: 0001999371-26-016255
- form_type: 8-K
- ticker: WNEB
- cik: 0001157647
- company_name: Western New England Bancorp, Inc.
- filed_at: 2026-07-28T20:33:39+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1157647/000199937126016255/0001999371-26-016255-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1157647/000199937126016255/wneb-8k_072826.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001999371-26-016255
- JSON: https://secwatch.observer/filing/0001999371-26-016255.json
- Plain text: https://secwatch.observer/filing/0001999371-26-016255.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.