---
schema_version: "secwatch.filing_event.v1"
accession: "0002002473-25-000037"
form_type: "8-K"
ticker: "BOW"
cik: "0002002473"
company_name: "Bowhead Specialty Holdings Inc."
filed_at: "2025-05-06T23:59:59+00:00"
generated_at: "2026-05-22T14:46:40.377225+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bowhead Q1 gross premiums up 26% to $174.8M; net income $11.4M up 60%

## Summary
- Gross written premiums $174.8M (+26.3% YoY); net income $11.4M ($0.34 diluted EPS), up 60%.
- Casualty premiums +33.7% to $122.3M; Baleen unit $2.7M (+131% sequentially).
- Loss ratio 66.9% (+1.4 pts); expense ratio improved to 30.4% (-2.2 pts).
- Net investment income $12.6M (+64%); book yield 4.7%, portfolio duration 2.8 yrs.
- CEO reaffirms ~20% annual premium growth target despite macro uncertainty.

## SEC filing metadata
- accession: 0002002473-25-000037
- form_type: 8-K
- ticker: BOW
- cik: 0002002473
- company_name: Bowhead Specialty Holdings Inc.
- filed_at: 2025-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 5.07, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2002473/000200247325000037/0002002473-25-000037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2002473/000200247325000037/bow-20250501.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002002473-25-000037
- JSON: https://secwatch.observer/filing/0002002473-25-000037.json
- Plain text: https://secwatch.observer/filing/0002002473-25-000037.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.