---
schema_version: "secwatch.filing_event.v1"
accession: "0002002473-25-000059"
form_type: "8-K"
ticker: "BOW"
cik: "0002002473"
company_name: "Bowhead Specialty Holdings Inc."
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T21:05:05.247417+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Bowhead Specialty Q2 2025: GWP up 32.4% to $232.4M; net income soars 123% to $12.3M

## Summary
- Gross written premiums $232.4M (+32.4% YoY); net income $12.3M ($0.36 diluted EPS).
- Adjusted net income $12.8M ($0.37 diluted EPS); net income up 123% vs Q2 2024.
- Expense ratio improved to 30.6% (down 3.2 pts); investment income up 55.8% to $13.7M.
- Casualty division GWP $150.7M (+31.9%); Healthcare Liability $23.5M (+39.0%).
- Book value per share $12.44; diluted book value $12.04; ROE 12.4%, adjusted ROE 12.8%.

## SEC filing metadata
- accession: 0002002473-25-000059
- form_type: 8-K
- ticker: BOW
- cik: 0002002473
- company_name: Bowhead Specialty Holdings Inc.
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2002473/000200247325000059/0002002473-25-000059-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2002473/000200247325000059/bow-20250805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002002473-25-000059
- JSON: https://secwatch.observer/filing/0002002473-25-000059.json
- Plain text: https://secwatch.observer/filing/0002002473-25-000059.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.