{"schema_version":"secwatch.filing_event.v1","accession":"0002007587-25-000009","form_type":"8-K","ticker":"AII","cik":"0002007587","company_name":"American Integrity Insurance Group, Inc.","filed_at":"2025-11-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.269570+00:00","generated_at":"2026-05-16T21:48:19.770436+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American Integrity Q3 net income $13.2M, EPS $0.67; gross premiums up 48.5% YoY","bullets":["Net income available to common shareholders of $13.2M ($0.67 diluted EPS); adjusted net income $14.0M ($0.71).","Gross premiums written $239.1M (+48.5% YoY); policies-in-force 406,094 (+48.6%).","Combined ratio improved to 78.9% from 94.3% YoY; net investment income $6.9M (+83.8%).","Re-entering Tri-County region of Florida and entering commercial residential market in Q4 2025.","Management cites Florida legislative reform driving favorable non-catastrophe loss trends and benign catastrophe environment."],"urls":{"canonical":"https://secwatch.observer/filing/0002007587-25-000009","json":"https://secwatch.observer/filing/0002007587-25-000009.json","markdown":"https://secwatch.observer/filing/0002007587-25-000009.md","text":"https://secwatch.observer/filing/0002007587-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007587/000200758725000009/0002007587-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007587/000200758725000009/aii-20251111.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T21:48:19.770436+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}