---
schema_version: "secwatch.filing_event.v1"
accession: "0002007587-25-000009"
form_type: "8-K"
ticker: "AII"
cik: "0002007587"
company_name: "American Integrity Insurance Group, Inc."
filed_at: "2025-11-12T23:59:59+00:00"
generated_at: "2026-05-16T21:48:19.770436+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# American Integrity Q3 net income $13.2M, EPS $0.67; gross premiums up 48.5% YoY

## Summary
- Net income available to common shareholders of $13.2M ($0.67 diluted EPS); adjusted net income $14.0M ($0.71).
- Gross premiums written $239.1M (+48.5% YoY); policies-in-force 406,094 (+48.6%).
- Combined ratio improved to 78.9% from 94.3% YoY; net investment income $6.9M (+83.8%).
- Re-entering Tri-County region of Florida and entering commercial residential market in Q4 2025.
- Management cites Florida legislative reform driving favorable non-catastrophe loss trends and benign catastrophe environment.

## SEC filing metadata
- accession: 0002007587-25-000009
- form_type: 8-K
- ticker: AII
- cik: 0002007587
- company_name: American Integrity Insurance Group, Inc.
- filed_at: 2025-11-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007587/000200758725000009/0002007587-25-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007587/000200758725000009/aii-20251111.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007587-25-000009
- JSON: https://secwatch.observer/filing/0002007587-25-000009.json
- Plain text: https://secwatch.observer/filing/0002007587-25-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.