{"schema_version":"secwatch.filing_event.v1","accession":"0002007587-26-000007","form_type":"8-K","ticker":"AII","cik":"0002007587","company_name":"American Integrity Insurance Group, Inc.","filed_at":"2026-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.975306+00:00","generated_at":"2026-05-16T00:55:29.322447+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"American Integrity Insurance Q4 net income $20.9M ($1.07 EPS), FY $97.4M; special dividend $1.02/share","bullets":["Q4 net income $20.9M ($1.07 diluted EPS) vs $8.0M ($0.62) YoY; adjusted EPS $1.11.","Full-year 2025 net income $97.4M ($5.65 diluted EPS) vs $38.0M ($2.95); combined ratio 63.7% vs 80.9%.","Policies-in-force 421,866 (+18.5% YoY); gross premiums earned $885M (+29.7%).","Board declares special cash dividend of $1.02/share, payable March 30, 2026 to record March 16, 2026; aggregate ~$20M."],"urls":{"canonical":"https://secwatch.observer/filing/0002007587-26-000007","json":"https://secwatch.observer/filing/0002007587-26-000007.json","markdown":"https://secwatch.observer/filing/0002007587-26-000007.md","text":"https://secwatch.observer/filing/0002007587-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000007/0002007587-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000007/aii-20260224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:55:29.322447+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}