---
schema_version: "secwatch.filing_event.v1"
accession: "0002007587-26-000007"
form_type: "8-K"
ticker: "AII"
cik: "0002007587"
company_name: "American Integrity Insurance Group, Inc."
filed_at: "2026-02-24T23:59:59+00:00"
generated_at: "2026-05-16T00:55:29.322447+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# American Integrity Insurance Q4 net income $20.9M ($1.07 EPS), FY $97.4M; special dividend $1.02/share

## Summary
- Q4 net income $20.9M ($1.07 diluted EPS) vs $8.0M ($0.62) YoY; adjusted EPS $1.11.
- Full-year 2025 net income $97.4M ($5.65 diluted EPS) vs $38.0M ($2.95); combined ratio 63.7% vs 80.9%.
- Policies-in-force 421,866 (+18.5% YoY); gross premiums earned $885M (+29.7%).
- Board declares special cash dividend of $1.02/share, payable March 30, 2026 to record March 16, 2026; aggregate ~$20M.

## SEC filing metadata
- accession: 0002007587-26-000007
- form_type: 8-K
- ticker: AII
- cik: 0002007587
- company_name: American Integrity Insurance Group, Inc.
- filed_at: 2026-02-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000007/0002007587-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000007/aii-20260224.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007587-26-000007
- JSON: https://secwatch.observer/filing/0002007587-26-000007.json
- Plain text: https://secwatch.observer/filing/0002007587-26-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.