{"schema_version":"secwatch.filing_event.v1","accession":"0002007587-26-000056","form_type":"8-K","ticker":"AII","cik":"0002007587","company_name":"American Integrity Insurance Group, Inc.","filed_at":"2026-05-12T20:17:01+00:00","discovered_at":"2026-05-12T20:18:00.325646+00:00","generated_at":"2026-05-12T20:40:50.108215+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American Integrity Q1 net income $19.9M ($1.02/sh); net premiums earned up 25.7%","bullets":["Diluted EPS $1.02 (GAAP) and $1.03 (adjusted); down from $2.78 YoY due to higher combined ratio.","Net premiums earned $82.2M, up 25.7% YoY; policies-in-force 437,308 (+14.1% YoY).","Combined ratio 75.0% vs 42.9% in Q1 2025; reflects reduced cession under quota share from 40% to 25%.","Wrote 94,126 voluntary policies (+22% YoY) and assumed only 584 Citizens policies vs 16,632 last year.","Paid $20.0M special cash dividend to stockholders in Q1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0002007587-26-000056","json":"https://secwatch.observer/filing/0002007587-26-000056.json","markdown":"https://secwatch.observer/filing/0002007587-26-000056.md","text":"https://secwatch.observer/filing/0002007587-26-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/0002007587-26-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/aii-20260512.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-12T20:40:50.108215+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2d2dbf2f0235619361a008d85395ffe77aadad7b","claim":"American Integrity Insurance Group, Inc. reported the first quarter of 2026 results: revenue $82.2 million, net income $19.9 million, EPS $1.02 per diluted share.","evidence_excerpt":"of 23.7% , compared to 87.5% for the first quarter of 2025 . Adjusted return on equity 1 of 23.9% , compared to 87.4% in the first quarter of 2025 • Net premiums earned of $82.2 million , an increase of 25.7% compared to the first quarter of 2025 • Policies-in-force were 437,308 at March 31, 2026, up 14.1% over March 31, 2025 • Combined ratio of 75.0% in the","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/0002007587-26-000056-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2026"},{"label":"Revenue","value":"$82.2 million"},{"label":"Net income","value":"$19.9 million"},{"label":"EPS","value":"$1.02 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}