---
schema_version: "secwatch.filing_event.v1"
accession: "0002007587-26-000056"
form_type: "8-K"
ticker: "AII"
cik: "0002007587"
company_name: "American Integrity Insurance Group, Inc."
filed_at: "2026-05-12T20:17:01+00:00"
generated_at: "2026-05-12T20:40:50.108215+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# American Integrity Q1 net income $19.9M ($1.02/sh); net premiums earned up 25.7%

## Summary
- Diluted EPS $1.02 (GAAP) and $1.03 (adjusted); down from $2.78 YoY due to higher combined ratio.
- Net premiums earned $82.2M, up 25.7% YoY; policies-in-force 437,308 (+14.1% YoY).
- Combined ratio 75.0% vs 42.9% in Q1 2025; reflects reduced cession under quota share from 40% to 25%.
- Wrote 94,126 voluntary policies (+22% YoY) and assumed only 584 Citizens policies vs 16,632 last year.
- Paid $20.0M special cash dividend to stockholders in Q1 2026.

## SEC filing metadata
- accession: 0002007587-26-000056
- form_type: 8-K
- ticker: AII
- cik: 0002007587
- company_name: American Integrity Insurance Group, Inc.
- filed_at: 2026-05-12T20:17:01+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/0002007587-26-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/aii-20260512.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007587-26-000056
- JSON: https://secwatch.observer/filing/0002007587-26-000056.json
- Plain text: https://secwatch.observer/filing/0002007587-26-000056.txt

## Key facts
- Earnings Releases
  American Integrity Insurance Group, Inc. reported the first quarter of 2026 results: revenue $82.2 million, net income $19.9 million, EPS $1.02 per diluted share.
  - Period: the first quarter of 2026
  - Revenue: $82.2 million
  - Net income: $19.9 million
  - EPS: $1.02 per diluted share
  - Result: reported results
  source text: of 23.7% , compared to 87.5% for the first quarter of 2025 . Adjusted return on equity 1 of 23.9% , compared to 87.4% in the first quarter of 2025 • Net premiums earned of $82.2 million , an increase of 25.7% compared to the first quarter of 2025 • Policies-in-force were 437,308 at March 31, 2026, up 14.1% over March 31, 2025 • Combined ratio of 75.0% in the
  evidence_url: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/0002007587-26-000056-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.