secwatch.observer — SEC 8-K summary
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Issuer:     American Integrity Insurance Group, Inc. (AII)
CIK:        0002007587
Form:       8-K
Filed at:   2026-05-12T20:17:01+00:00
Accession:  0002007587-26-000056
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

American Integrity Q1 net income $19.9M ($1.02/sh); net premiums earned up 25.7%
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- Diluted EPS $1.02 (GAAP) and $1.03 (adjusted); down from $2.78 YoY due to higher combined ratio.
- Net premiums earned $82.2M, up 25.7% YoY; policies-in-force 437,308 (+14.1% YoY).
- Combined ratio 75.0% vs 42.9% in Q1 2025; reflects reduced cession under quota share from 40% to 25%.
- Wrote 94,126 voluntary policies (+22% YoY) and assumed only 584 Citizens policies vs 16,632 last year.
- Paid $20.0M special cash dividend to stockholders in Q1 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/0002007587-26-000056-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2007587/000200758726000056/aii-20260512.htm
  HTML page:      https://secwatch.observer/filing/0002007587-26-000056

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer