---
schema_version: "secwatch.filing_event.v1"
accession: "0002007587-26-000071"
form_type: "8-K"
ticker: "AII"
cik: "0002007587"
company_name: "American Integrity Insurance Group, Inc."
filed_at: "2026-06-01T20:31:10+00:00"
generated_at: "2026-06-01T20:41:57.403284+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# American Integrity fully places 2026-2027 CAT XOL reinsurance with $2.99B total limit

## Summary
- Third-party coverage of $2.2B per single catastrophic event; total ceded premiums expected $430-440M.
- Total third-party excess of loss limit increased to $2.99B, reflecting 9% growth in peak in-force exposure.
- Net retention reduced to $20M for named storms; favorable risk-adjusted rate reductions of up to 20% per market.
- Placement includes traditional reinsurers, ILS investors, FHCF, and captive; no parametric covers.
- Company added $260M in catastrophe bonds at more favorable pricing; multi-year coverage immaterial.

## SEC filing metadata
- accession: 0002007587-26-000071
- form_type: 8-K
- ticker: AII
- cik: 0002007587
- company_name: American Integrity Insurance Group, Inc.
- filed_at: 2026-06-01T20:31:10+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000071/0002007587-26-000071-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000071/aii-20260601.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007587-26-000071
- JSON: https://secwatch.observer/filing/0002007587-26-000071.json
- Plain text: https://secwatch.observer/filing/0002007587-26-000071.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.