{"schema_version":"secwatch.filing_event.v1","accession":"0002007587-26-000085","form_type":"8-K","ticker":"AII","cik":"0002007587","company_name":"American Integrity Insurance Group, Inc.","filed_at":"2026-08-11T20:17:09+00:00","discovered_at":"2026-08-11T20:19:05.361910+00:00","generated_at":"2026-08-11T20:19:28.963441+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"American Integrity posts record Q2 pre-tax income of $46.4M; combined ratio improves to 63.4%","bullets":["Net income $34.1M ($1.74 diluted EPS); adjusted net income $34.9M ($1.78 EPS)","Record 43K voluntary new business policies, up 54% YoY; Tri-County FL up 41x, middle-aged homes up 21x","Gross premiums written $327M, up 14% YoY; net premiums earned $104.7M, up 58.2%","Combined ratio 63.4% vs 72.9% a year ago; book value per share $18.86, up 22.3% YoY","Renewed CAT XOL reinsurance with 15-20% risk-adjusted rate decrease; retention cut from $95M to $75M"],"urls":{"canonical":"https://secwatch.observer/filing/0002007587-26-000085","json":"https://secwatch.observer/filing/0002007587-26-000085.json","markdown":"https://secwatch.observer/filing/0002007587-26-000085.md","text":"https://secwatch.observer/filing/0002007587-26-000085.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000085/0002007587-26-000085-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007587/000200758726000085/aii-20260811.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-11T20:19:28.963441+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}