---
schema_version: "secwatch.filing_event.v1"
accession: "0002007587-26-000085"
form_type: "8-K"
ticker: "AII"
cik: "0002007587"
company_name: "American Integrity Insurance Group, Inc."
filed_at: "2026-08-11T20:17:09+00:00"
generated_at: "2026-08-11T20:19:28.963441+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# American Integrity posts record Q2 pre-tax income of $46.4M; combined ratio improves to 63.4%

## Summary
- Net income $34.1M ($1.74 diluted EPS); adjusted net income $34.9M ($1.78 EPS)
- Record 43K voluntary new business policies, up 54% YoY; Tri-County FL up 41x, middle-aged homes up 21x
- Gross premiums written $327M, up 14% YoY; net premiums earned $104.7M, up 58.2%
- Combined ratio 63.4% vs 72.9% a year ago; book value per share $18.86, up 22.3% YoY
- Renewed CAT XOL reinsurance with 15-20% risk-adjusted rate decrease; retention cut from $95M to $75M

## SEC filing metadata
- accession: 0002007587-26-000085
- form_type: 8-K
- ticker: AII
- cik: 0002007587
- company_name: American Integrity Insurance Group, Inc.
- filed_at: 2026-08-11T20:17:09+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000085/0002007587-26-000085-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007587/000200758726000085/aii-20260811.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007587-26-000085
- JSON: https://secwatch.observer/filing/0002007587-26-000085.json
- Plain text: https://secwatch.observer/filing/0002007587-26-000085.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.