secwatch.observer — SEC 8-K summary
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Issuer:     American Integrity Insurance Group, Inc. (AII)
CIK:        0002007587
Form:       8-K
Filed at:   2026-08-11T20:17:09+00:00
Accession:  0002007587-26-000085
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

American Integrity posts record Q2 pre-tax income of $46.4M; combined ratio improves to 63.4%
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- Net income $34.1M ($1.74 diluted EPS); adjusted net income $34.9M ($1.78 EPS)
- Record 43K voluntary new business policies, up 54% YoY; Tri-County FL up 41x, middle-aged homes up 21x
- Gross premiums written $327M, up 14% YoY; net premiums earned $104.7M, up 58.2%
- Combined ratio 63.4% vs 72.9% a year ago; book value per share $18.86, up 22.3% YoY
- Renewed CAT XOL reinsurance with 15-20% risk-adjusted rate decrease; retention cut from $95M to $75M

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2007587/000200758726000085/0002007587-26-000085-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2007587/000200758726000085/aii-20260811.htm
  HTML page:      https://secwatch.observer/filing/0002007587-26-000085

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer