{"schema_version":"secwatch.filing_event.v1","accession":"0002007596-24-000003","form_type":"8-K","ticker":"TWFG","cik":"0002007596","company_name":"TWFG, Inc.","filed_at":"2024-08-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.349306+00:00","generated_at":"2026-05-31T07:30:21.205909+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"TWFG Q2 2024: Revenue up 17.4% to $53.3M; adj. EBITDA up 25.8% to $10.8M","bullets":["Total written premium grew 20.3% YoY to $393.6M; total revenue $53.3M (+17.4% YoY).","Net income $6.9M (margin 13.0%) vs $7.1M; adjusted net income $9.8M (+18.1% YoY).","Adjusted EBITDA $10.8M (+25.8% YoY); margin expanded to 20.2% from 18.8%.","Organic revenue growth rate 13.8%; completed IPO in July 2024.","Revised Adjusted Net Income methodology now excludes intangible amortization (add-back)."],"urls":{"canonical":"https://secwatch.observer/filing/0002007596-24-000003","json":"https://secwatch.observer/filing/0002007596-24-000003.json","markdown":"https://secwatch.observer/filing/0002007596-24-000003.md","text":"https://secwatch.observer/filing/0002007596-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007596/000200759624000003/0002007596-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007596/000200759624000003/twfg-20240827.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T07:30:21.205909+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}