{"schema_version":"secwatch.filing_event.v1","accession":"0002007596-24-000010","form_type":"8-K","ticker":"TWFG","cik":"0002007596","company_name":"TWFG, Inc.","filed_at":"2024-11-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.557167+00:00","generated_at":"2026-05-30T02:21:07.362947+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"TWFG Q3 revenue up 14.5% to $54.6M; Adjusted EBITDA up 29.7% to $11.7M","bullets":["Total Written Premium rose 13% to $400.1M; Organic Revenue Growth Rate 7.6%.","Net income $6.9M (diluted EPS $0.08); Adjusted diluted EPS $0.15; Adjusted Net Income $8.3M.","Completed IPO in July, raising $192.9M net from 12.65M shares at $17.00.","Launched 86 new TWFG locations in Q3, entering 13 new states; agents take 2-3 years to become productive.","Cash and equivalents $191.2M; $50M unused revolver capacity; term notes payable $6.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0002007596-24-000010","json":"https://secwatch.observer/filing/0002007596-24-000010.json","markdown":"https://secwatch.observer/filing/0002007596-24-000010.md","text":"https://secwatch.observer/filing/0002007596-24-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007596/000200759624000010/0002007596-24-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007596/000200759624000010/twfg-20241112.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T02:21:07.362947+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}