{"schema_version":"secwatch.filing_event.v1","accession":"0002007596-25-000021","form_type":"8-K","ticker":"TWFG","cik":"0002007596","company_name":"TWFG, Inc.","filed_at":"2025-08-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.801791+00:00","generated_at":"2026-05-17T14:55:33.697643+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"TWFG Q2 2025 revenue $60.3M (+13.8%); adjusted EBITDA $15.1M (+40.7%)","bullets":["Total revenues $60.3M, +13.8% YoY; net income $9.0M vs $6.9M; diluted EPS $0.13.","Adjusted EBITDA $15.1M (+40.7%); margin expanded to 25.1% from 20.3%.","Organic Revenue Growth Rate 10.6%; full-year guidance: rev $240-255M, organic growth 11-14%.","Completed four acquisitions in Q2, added nine retail branches and expanded into Kentucky.","Cash $159.8M; $50M revolver undrawn; term notes $5.0M."],"urls":{"canonical":"https://secwatch.observer/filing/0002007596-25-000021","json":"https://secwatch.observer/filing/0002007596-25-000021.json","markdown":"https://secwatch.observer/filing/0002007596-25-000021.md","text":"https://secwatch.observer/filing/0002007596-25-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007596/000200759625000021/0002007596-25-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007596/000200759625000021/twfg-20250812.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T14:55:33.697643+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}