---
schema_version: "secwatch.filing_event.v1"
accession: "0002007596-25-000021"
form_type: "8-K"
ticker: "TWFG"
cik: "0002007596"
company_name: "TWFG, Inc."
filed_at: "2025-08-12T23:59:59+00:00"
generated_at: "2026-05-17T14:55:33.697643+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TWFG Q2 2025 revenue $60.3M (+13.8%); adjusted EBITDA $15.1M (+40.7%)

## Summary
- Total revenues $60.3M, +13.8% YoY; net income $9.0M vs $6.9M; diluted EPS $0.13.
- Adjusted EBITDA $15.1M (+40.7%); margin expanded to 25.1% from 20.3%.
- Organic Revenue Growth Rate 10.6%; full-year guidance: rev $240-255M, organic growth 11-14%.
- Completed four acquisitions in Q2, added nine retail branches and expanded into Kentucky.
- Cash $159.8M; $50M revolver undrawn; term notes $5.0M.

## SEC filing metadata
- accession: 0002007596-25-000021
- form_type: 8-K
- ticker: TWFG
- cik: 0002007596
- company_name: TWFG, Inc.
- filed_at: 2025-08-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007596/000200759625000021/0002007596-25-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007596/000200759625000021/twfg-20250812.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007596-25-000021
- JSON: https://secwatch.observer/filing/0002007596-25-000021.json
- Plain text: https://secwatch.observer/filing/0002007596-25-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
