{"schema_version":"secwatch.filing_event.v1","accession":"0002007596-26-000011","form_type":"8-K","ticker":"TWFG","cik":"0002007596","company_name":"TWFG, Inc.","filed_at":"2026-08-05T20:32:09+00:00","discovered_at":"2026-08-05T20:33:10.358046+00:00","generated_at":"2026-08-05T20:33:33.446370+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"TWFG Q2 revenue $87.5M (+45%), net income $17.3M; guidance raised","bullets":["Total revenues $87.5M, up 45.1% YoY; net income $17.3M, up 92% from $9.0M.","Adjusted EBITDA $26.6M, up 75.8%; margin expanded 530 bps to 30.4%.","Organic Revenue Growth Rate 37.0%; Total Written Premium $569.9M, up 26.6%.","Full-year 2026 guidance raised: revenues $300-320M (prev $285-300M), Adj EBITDA margin 23-27% (prev 22-25%).","Share repurchase: $42.9M used to buy 2.25M shares; $7.1M remaining under $50M authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0002007596-26-000011","json":"https://secwatch.observer/filing/0002007596-26-000011.json","markdown":"https://secwatch.observer/filing/0002007596-26-000011.md","text":"https://secwatch.observer/filing/0002007596-26-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007596/000200759626000011/0002007596-26-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007596/000200759626000011/twfg-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:33:33.446370+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}