---
schema_version: "secwatch.filing_event.v1"
accession: "0002007596-26-000014"
form_type: "8-K"
ticker: "TWFG"
cik: "0002007596"
company_name: "TWFG, Inc."
filed_at: "2026-08-13T20:30:49+00:00"
generated_at: "2026-08-13T20:32:07.575924+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# TWFG expands credit facility to $125M, extends maturity to 2031, with $75M accordion

## Summary
- $125M revolving credit facility with PNC Bank as admin agent; maturity Aug 12, 2031.
- Uncommitted accordion allows up to $75M additional commitments, total potential $200M.
- Includes $12.5M swingline and $12.5M letter of credit sub-facilities.
- Interest at SOFR plus 1.75%-2.75% margin based on leverage ratio.
- Proceeds to support acquisitions, organic growth, and tech/AI investments.

## SEC filing metadata
- accession: 0002007596-26-000014
- form_type: 8-K
- ticker: TWFG
- cik: 0002007596
- company_name: TWFG, Inc.
- filed_at: 2026-08-13T20:30:49+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007596/000200759626000014/0002007596-26-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007596/000200759626000014/twfg-20260812.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002007596-26-000014
- JSON: https://secwatch.observer/filing/0002007596-26-000014.json
- Plain text: https://secwatch.observer/filing/0002007596-26-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.