---
schema_version: "secwatch.filing_event.v1"
accession: "0002012706-25-000026"
form_type: "8-K"
ticker: "SUNS"
cik: "0002012706"
company_name: "Sunrise Realty Trust, Inc."
filed_at: "2025-05-20T23:59:59+00:00"
generated_at: "2026-05-21T00:35:15.121136+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Sunrise Realty Trust expands revolving credit facility to $90M with City National Bank as joint lead arranger

## Summary
- Amendment to Loan and Security Agreement dated May 16, 2025; increases commitments by $40M to $90M total.
- City National Bank of Florida added as Joint Lead Arranger alongside East West Bank as Administrative Agent.
- Facility expandable to $200M subject to customary conditions and additional lender participation.
- Proceeds to fund commercial real estate loan pipeline, support existing commitments, and general working capital.
- Added leverage ratio covenant ≤3.25x; modified liquidity covenant requiring greater of $5M or 10% of obligations.

## SEC filing metadata
- accession: 0002012706-25-000026
- form_type: 8-K
- ticker: SUNS
- cik: 0002012706
- company_name: Sunrise Realty Trust, Inc.
- filed_at: 2025-05-20T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2012706/000201270625000026/0002012706-25-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2012706/000201270625000026/suns-20250516.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002012706-25-000026
- JSON: https://secwatch.observer/filing/0002012706-25-000026.json
- Plain text: https://secwatch.observer/filing/0002012706-25-000026.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.