{"schema_version":"secwatch.filing_event.v1","accession":"0002039852-24-000009","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.001280+00:00","generated_at":"2026-05-30T10:22:24.673279+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bancorp Q3 net income $51.5M, EPS $1.04; guides FY2025 EPS $5.25","bullets":["Net income $51.5M ($1.04 EPS) vs $50.1M ($0.92) a year ago; net interest income up 5% to $93.7M.","REBL substandard loans doubled to $155.4M; CECL factor added with $1.5M after-tax hit.","Share repurchases accelerated: 1.04M shares at avg $48.21 in Q3; shares outstanding down 9% to 48.2M.","Preliminary 2025 EPS guidance of $5.25 (excl buybacks); 2024 guidance reaffirmed at $4.35.","Planned 2025 buybacks $150M (down from $250M) to repay $96M senior secured debt."],"urls":{"canonical":"https://secwatch.observer/filing/0002039852-24-000009","json":"https://secwatch.observer/filing/0002039852-24-000009.json","markdown":"https://secwatch.observer/filing/0002039852-24-000009.md","text":"https://secwatch.observer/filing/0002039852-24-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000203985224000009/0002039852-24-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000203985224000009/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:22:24.673279+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}