{"schema_version":"secwatch.filing_event.v1","accession":"0002039852-25-000053","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2025-03-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.236274+00:00","generated_at":"2026-05-25T13:06:46.509772+00:00","sec_items":["4.02"],"event_type":"other_material","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Bancorp says 2022-2024 financials unreliable; auditors lacked consent","bullets":["Financial statements for fiscal years 2022-2024 should no longer be relied upon due to missing final auditor approval.","Crowe LLP (2024 audit) and Grant Thornton LLP (2022-2023) did not provide consent to include audit opinions.","Company must complete additional procedures on accounting for consumer fintech loans in allowance for credit losses.","Amended 10-K/A will be filed with proper audit opinions and consents from both firms.","Audit Committee discussing impact on disclosure controls and internal control over financial reporting."],"urls":{"canonical":"https://secwatch.observer/filing/0002039852-25-000053","json":"https://secwatch.observer/filing/0002039852-25-000053.json","markdown":"https://secwatch.observer/filing/0002039852-25-000053.md","text":"https://secwatch.observer/filing/0002039852-25-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000203985225000053/0002039852-25-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000203985225000053/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T13:06:46.509772+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}