earnings
confidence high
sentiment positive
materiality 0.75
Bancorp Q1 EPS $1.19 (+12% YoY); reaffirms $5.25 FY2025 EPS, $150M buyback
Bancorp, Inc.
2025-Q1 EPS reported
$1.19
- Net income $57.2M ($1.19 diluted EPS) vs $56.4M ($1.06) YoY; EPS up 12% on lower share count.
- Net interest margin 4.07% (down from 5.15% YoY); net interest income $91.7M (-3%).
- GDV grew 18% to $44.65B; payment fees up 13% to $30.8M; consumer fintech fees $3.6M.
- Reaffirmed FY2025 EPS guidance of $5.25 (excludes $150M authorized share repurchases).
- Repurchased 684,445 shares at avg $54.79; shares outstanding down 10% YoY to 47.0M.