---
schema_version: "secwatch.filing_event.v1"
accession: "0002039852-25-000112"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:04:44.991814+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bancorp Q2 EPS $1.27 beats year-ago; guides $5.25 for 2025, targets $7 run-rate by Q4 2026

## Summary
- Net income $59.8M ($1.27 EPS) vs $53.7M ($1.05 EPS) in Q2 2024, EPS up 21%.
- GDV $43.65B, up 18% YoY; consumer fintech loans $680.5M, up 871% YoY.
- Signed Card Issuing Addendum with Block for Cash App; initial 5-year term starting 2026.
- Repurchased 753,898 shares at avg $49.75 during Q2; plans $200M Senior Notes in Q3 2025.
- 2030 strategy targets: >$1B revenue, >40% ROE, >4% ROA; balance sheet kept under $10B.

## SEC filing metadata
- accession: 0002039852-25-000112
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000203985225000112/0002039852-25-000112-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000203985225000112/bancorp8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002039852-25-000112
- JSON: https://secwatch.observer/filing/0002039852-25-000112.json
- Plain text: https://secwatch.observer/filing/0002039852-25-000112.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.