{"schema_version":"secwatch.filing_event.v1","accession":"0002039852-25-000125","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2025-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.604287+00:00","generated_at":"2026-05-17T21:22:33.353382+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"KBRA upgrades Bancorp's senior unsecured debt to BBB+ and bank's deposits to A-","bullets":["Company senior unsecured debt rating raised to BBB+ from BBB; subordinated to BBB from BBB-.","Bank deposit & senior unsecured debt upgraded to A- from BBB+; subordinated to BBB+ from BBB.","Outlook revised to Stable from Positive for all long-term ratings.","Non-interest income rose 30% YoY to $78M in H1 2025; CET1 ratio 14.4% at Q2 2025.","KBRA cites Bancorp's leadership in BaaS and above-peer capital as upgrade drivers."],"urls":{"canonical":"https://secwatch.observer/filing/0002039852-25-000125","json":"https://secwatch.observer/filing/0002039852-25-000125.json","markdown":"https://secwatch.observer/filing/0002039852-25-000125.md","text":"https://secwatch.observer/filing/0002039852-25-000125.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000203985225000125/0002039852-25-000125-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000203985225000125/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:22:33.353382+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}