{"schema_version":"secwatch.filing_event.v1","accession":"0002039852-26-000063","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.100773+00:00","generated_at":"2026-05-15T04:27:22.808246+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"The Bancorp Q1 2026 EPS $1.41, net income $60.1M, loans up 22% YoY","bullets":["EPS $1.41 vs $1.19 in 1Q25 (+18%); net income $60.1M vs $57.2M.","Total loans $7.75B (+22% YoY); fintech loans $1.65B (+187% YoY).","Net interest margin 3.87% (down from 4.07% in 1Q25); NII $88.8M.","GDV $52.51B (+18% YoY); non-interest income $72.5M (45% of revenue).","Criticized REBL assets fell 70% YoY to $59.1M; $50M share repurchase (843k shares)."],"urls":{"canonical":"https://secwatch.observer/filing/0002039852-26-000063","json":"https://secwatch.observer/filing/0002039852-26-000063.json","markdown":"https://secwatch.observer/filing/0002039852-26-000063.md","text":"https://secwatch.observer/filing/0002039852-26-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000203985226000063/0002039852-26-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000203985226000063/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:27:22.808246+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f1402b7c3aac01b4ee9520616091cb14e8d40f58","claim":"Bancorp, Inc. reported three months ended March 31, 2026 results: net income $60.1 million, EPS $1.41.","evidence_excerpt":"to $1.19 for 1Q 2025, an increase of 18%. · Return on assets of 2.57% compared to 2.49% for 1Q 2025. · Return on equity of 35.1% compared to 28.6% for 1Q 2025. · Net income of $60.1 million compared to net income of $57.2 million for 1Q 2025. · Net interest income of $88.8 million compared to $91.7 million for 1Q 2025. · Net interest margin of 3.87% compared to","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000203985226000063/0002039852-26-000063-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"Net income","value":"$60.1 million"},{"label":"EPS","value":"$1.41"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}