---
schema_version: "secwatch.filing_event.v1"
accession: "0002039852-26-000063"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:27:22.808246+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# The Bancorp Q1 2026 EPS $1.41, net income $60.1M, loans up 22% YoY

## Summary
- EPS $1.41 vs $1.19 in 1Q25 (+18%); net income $60.1M vs $57.2M.
- Total loans $7.75B (+22% YoY); fintech loans $1.65B (+187% YoY).
- Net interest margin 3.87% (down from 4.07% in 1Q25); NII $88.8M.
- GDV $52.51B (+18% YoY); non-interest income $72.5M (45% of revenue).
- Criticized REBL assets fell 70% YoY to $59.1M; $50M share repurchase (843k shares).

## SEC filing metadata
- accession: 0002039852-26-000063
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000203985226000063/0002039852-26-000063-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000203985226000063/bancorp8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002039852-26-000063
- JSON: https://secwatch.observer/filing/0002039852-26-000063.json
- Plain text: https://secwatch.observer/filing/0002039852-26-000063.txt

## Key facts
- Earnings Releases
  Bancorp, Inc. reported three months ended March 31, 2026 results: net income $60.1 million, EPS $1.41.
  - Period: three months ended March 31, 2026
  - Net income: $60.1 million
  - EPS: $1.41
  - Result: reported results
  source text: to $1.19 for 1Q 2025, an increase of 18%. · Return on assets of 2.57% compared to 2.49% for 1Q 2025. · Return on equity of 35.1% compared to 28.6% for 1Q 2025. · Net income of $60.1 million compared to net income of $57.2 million for 1Q 2025. · Net interest income of $88.8 million compared to $91.7 million for 1Q 2025. · Net interest margin of 3.87% compared to
  evidence_url: https://www.sec.gov/Archives/edgar/data/1295401/000203985226000063/0002039852-26-000063-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.