{"schema_version":"secwatch.filing_event.v1","accession":"0002039852-26-000115","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2026-08-03T20:30:30+00:00","discovered_at":"2026-08-03T20:32:31.548737+00:00","generated_at":"2026-08-03T20:32:44.666287+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"KBRA affirms Bancorp's credit ratings with stable outlook; notes 16% fee income growth","bullets":["KBRA affirmed Company's BBB+ senior unsecured, BBB subordinated, K2 short-term debt ratings; outlook stable.","Bank's A- deposit and senior unsecured, BBB+ subordinated, K2 short-term deposit/debt ratings affirmed; outlook stable.","Non-interest income up 16% YoY in H1 2026; fee income ~1.9% of avg assets; ROAA >=2.5% since 2023.","Cost of funds 1.86% for H1 2026; cited granular deposit base and long-term partnerships."],"urls":{"canonical":"https://secwatch.observer/filing/0002039852-26-000115","json":"https://secwatch.observer/filing/0002039852-26-000115.json","markdown":"https://secwatch.observer/filing/0002039852-26-000115.md","text":"https://secwatch.observer/filing/0002039852-26-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000203985226000115/0002039852-26-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000203985226000115/tbbk8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-03T20:32:44.666287+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}