---
schema_version: "secwatch.filing_event.v1"
accession: "0002039852-26-000115"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2026-08-03T20:30:30+00:00"
generated_at: "2026-08-03T20:32:44.666287+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# KBRA affirms Bancorp's credit ratings with stable outlook; notes 16% fee income growth

## Summary
- KBRA affirmed Company's BBB+ senior unsecured, BBB subordinated, K2 short-term debt ratings; outlook stable.
- Bank's A- deposit and senior unsecured, BBB+ subordinated, K2 short-term deposit/debt ratings affirmed; outlook stable.
- Non-interest income up 16% YoY in H1 2026; fee income ~1.9% of avg assets; ROAA >=2.5% since 2023.
- Cost of funds 1.86% for H1 2026; cited granular deposit base and long-term partnerships.

## SEC filing metadata
- accession: 0002039852-26-000115
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2026-08-03T20:30:30+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000203985226000115/0002039852-26-000115-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000203985226000115/tbbk8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002039852-26-000115
- JSON: https://secwatch.observer/filing/0002039852-26-000115.json
- Plain text: https://secwatch.observer/filing/0002039852-26-000115.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.