---
schema_version: "secwatch.filing_event.v1"
accession: "0002040491-25-000010"
form_type: "8-K"
ticker: "ASIC"
cik: "0002040491"
company_name: "Ategrity Specialty Insurance Co Holdings"
filed_at: "2025-10-22T23:59:59+00:00"
generated_at: "2026-05-17T02:51:54.440922+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ategrity Q3 net income $22.7M ($0.45/diluted), combined ratio 88.7%, premiums up 30.1%

## Summary
- Net income attributable to stockholders of $22.7M, or $0.45 per diluted share (up 76.2% YoY); adjusted net income $22.8M, or $0.46 per diluted share.
- Gross written premiums rose 30.1% to $143.9M, driven by 41.4% growth in casualty lines and 10.8% growth in property.
- Combined ratio improved to 88.7% from 95.3% in Q3 2024; loss ratio down 2.1 ppt to 60.0%, expense ratio down 4.5 ppt to 28.7%.
- Book value per share reached $12.24, up 18.0% from year-end; adjusted return on stockholders' equity was 15.9%.
- Management cited disciplined underwriting, expanding distribution, and operating leverage from a scalable model.

## SEC filing metadata
- accession: 0002040491-25-000010
- form_type: 8-K
- ticker: ASIC
- cik: 0002040491
- company_name: Ategrity Specialty Insurance Co Holdings
- filed_at: 2025-10-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2040491/000204049125000010/0002040491-25-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2040491/000204049125000010/asic-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002040491-25-000010
- JSON: https://secwatch.observer/filing/0002040491-25-000010.json
- Plain text: https://secwatch.observer/filing/0002040491-25-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.