{"schema_version":"secwatch.filing_event.v1","accession":"0002040491-26-000052","form_type":"8-K","ticker":"ASIC","cik":"0002040491","company_name":"Ategrity Specialty Insurance Co Holdings","filed_at":"2026-10-21T20:03:30+00:00","discovered_at":"2026-10-21T20:06:07.299415+00:00","generated_at":"2026-10-21T20:06:35.550367+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Ategrity Q3 EPS falls to $0.29 from $0.45 despite record 84.7% combined ratio","bullets":["Net income attributable to stockholders $14.6M ($0.29 per diluted share) vs $22.7M ($0.45) a year ago; adjusted net income $14.7M ($0.29).","Gross written premiums rose 14.7% to $165.0M; property +25.0%, casualty +10.0%; underwriting income $19.5M, up 83.7% from $10.6M.","Combined ratio 84.7% vs 88.7%; loss ratio 57.5% (-2.5 pts), expense ratio 27.2%; book value per share $13.72, up 7.4% from year-end.","Former CFO Neelam Patel gets $200,000 severance over six months, $354,794.52 prorated 2026 bonus, six months health coverage and $50,000 for her 2025 special bonus.","Adjusted ROE 8.9% in Q3 and 15.5% YTD; CEO Justin Cohen cited 30% submissions growth and four new specialty product launches."],"urls":{"canonical":"https://secwatch.observer/filing/0002040491-26-000052","json":"https://secwatch.observer/filing/0002040491-26-000052.json","markdown":"https://secwatch.observer/filing/0002040491-26-000052.md","text":"https://secwatch.observer/filing/0002040491-26-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2040491/000204049126000052/0002040491-26-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2040491/000204049126000052/asic-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:06:35.550367+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}