secwatch.observer — SEC 8-K summary
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Issuer:     Ategrity Specialty Insurance Co Holdings (ASIC)
CIK:        0002040491
Form:       8-K
Filed at:   2026-10-21T20:03:30+00:00
Accession:  0002040491-26-000052
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 5.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Ategrity Q3 EPS falls to $0.29 from $0.45 despite record 84.7% combined ratio
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- Net income attributable to stockholders $14.6M ($0.29 per diluted share) vs $22.7M ($0.45) a year ago; adjusted net income $14.7M ($0.29).
- Gross written premiums rose 14.7% to $165.0M; property +25.0%, casualty +10.0%; underwriting income $19.5M, up 83.7% from $10.6M.
- Combined ratio 84.7% vs 88.7%; loss ratio 57.5% (-2.5 pts), expense ratio 27.2%; book value per share $13.72, up 7.4% from year-end.
- Former CFO Neelam Patel gets $200,000 severance over six months, $354,794.52 prorated 2026 bonus, six months health coverage and $50,000 for her 2025 special bonus.
- Adjusted ROE 8.9% in Q3 and 15.5% YTD; CEO Justin Cohen cited 30% submissions growth and four new specialty product launches.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2040491/000204049126000052/0002040491-26-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2040491/000204049126000052/asic-20261021.htm
  HTML page:      https://secwatch.observer/filing/0002040491-26-000052

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