{"schema_version":"secwatch.filing_event.v1","accession":"0002064124-26-000003","form_type":"8-K","ticker":"FIGR","cik":"0002064124","company_name":"Figure Technology Solutions, Inc.","filed_at":"2026-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.141212+00:00","generated_at":"2026-05-15T23:53:18.829849+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Figure Technology Solutions reports Q4 2025 revenue up 91%, net income up 156%; authorizes $200M buyback","bullets":["Consumer Loan Marketplace volume reached $2.7B in Q4 2025, a 131% increase year-over-year.","Adjusted Net Revenue was $158M, up 106% from Q4 2024; Adjusted EBITDA surged 426% to $81M.","Full-year 2025 net income totaled $134M, a 574% increase, with net income margin expanding 21 points to 26.5%.","Board authorized a $200M share repurchase program for Class A and Blockchain common stock expiring February 2027."],"urls":{"canonical":"https://secwatch.observer/filing/0002064124-26-000003","json":"https://secwatch.observer/filing/0002064124-26-000003.json","markdown":"https://secwatch.observer/filing/0002064124-26-000003.md","text":"https://secwatch.observer/filing/0002064124-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2064124/000206412426000003/0002064124-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2064124/000206412426000003/figr-20260226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-15T23:53:18.829849+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}