---
schema_version: "secwatch.filing_event.v1"
accession: "0002064124-26-000003"
form_type: "8-K"
ticker: "FIGR"
cik: "0002064124"
company_name: "Figure Technology Solutions, Inc."
filed_at: "2026-02-26T23:59:59+00:00"
generated_at: "2026-05-15T23:53:18.829849+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Figure Technology Solutions reports Q4 2025 revenue up 91%, net income up 156%; authorizes $200M buyback

## Summary
- Consumer Loan Marketplace volume reached $2.7B in Q4 2025, a 131% increase year-over-year.
- Adjusted Net Revenue was $158M, up 106% from Q4 2024; Adjusted EBITDA surged 426% to $81M.
- Full-year 2025 net income totaled $134M, a 574% increase, with net income margin expanding 21 points to 26.5%.
- Board authorized a $200M share repurchase program for Class A and Blockchain common stock expiring February 2027.

## SEC filing metadata
- accession: 0002064124-26-000003
- form_type: 8-K
- ticker: FIGR
- cik: 0002064124
- company_name: Figure Technology Solutions, Inc.
- filed_at: 2026-02-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2064124/000206412426000003/0002064124-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2064124/000206412426000003/figr-20260226.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002064124-26-000003
- JSON: https://secwatch.observer/filing/0002064124-26-000003.json
- Plain text: https://secwatch.observer/filing/0002064124-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.