---
schema_version: "secwatch.filing_event.v1"
accession: "0002064124-26-000026"
form_type: "8-K"
ticker: "FIGR"
cik: "0002064124"
company_name: "Figure Technology Solutions, Inc."
filed_at: "2026-05-11T22:55:38+00:00"
generated_at: "2026-05-12T10:18:33.403887+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Figure Tech Q1 revenue up 98% to $167M; net income $45M vs loss year ago

## Summary
- Consumer Loan Marketplace volume $2.9B, +113% YoY; record 80 new partners added.
- Net revenue $167M, +98% YoY; Adjusted Net Revenue $167M, +92% YoY.
- Net income $45M (27% margin) vs loss of $0.6M in Q1 2025; diluted EPS $0.18 vs loss.
- Adjusted EBITDA $83M, +192% YoY; margin 49.6% vs 32.6%.
- Cash $1.5B; loans held for sale $504M.

## SEC filing metadata
- accession: 0002064124-26-000026
- form_type: 8-K
- ticker: FIGR
- cik: 0002064124
- company_name: Figure Technology Solutions, Inc.
- filed_at: 2026-05-11T22:55:38+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2064124/000206412426000026/0002064124-26-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2064124/000206412426000026/figr-20260511.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0002064124-26-000026
- JSON: https://secwatch.observer/filing/0002064124-26-000026.json
- Plain text: https://secwatch.observer/filing/0002064124-26-000026.txt

## Key facts
- Earnings Releases
  Figure Technology Solutions, Inc. reported the quarter ended March 31, 2026 results: revenue $167 million, net income $45 million, EPS $0.21 per diluted share.
  - Period: the quarter ended March 31, 2026
  - Revenue: $167 million
  - Net income: $45 million
  - EPS: $0.21 per diluted share
  - Result: reported results
  source text: • Consumer Loan Marketplace volume was $2.9 billion in the quarter, a 113% increase from the prior year. This included Figure Connect volume of $1.6 billion. • Net revenue was $167 million, an increase of 98% year-over-year. Adjusted Net Revenue was $167 million, an increase of 92% from the first quarter of 2025. • Net income reached $45 million; net income margin
  evidence_url: https://www.sec.gov/Archives/edgar/data/2064124/000206412426000026/0002064124-26-000026-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.